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What should I check before leaving a semester that has already been partly paid for by a Pell Grant?

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"You can start again next term," my brother said. I had just shown him four missed assignments. Since my warehouse shifts changed, I've been arriving at college halfway through my morning class.

I'm in the US and considering withdrawing from the whole semester. My tuition was partly covered by a Pell Grant, and I used some of the remaining aid for living costs. I assumed a grant meant there was nothing to pay back. Now I've seen Federal Student Aid's information about early withdrawal, and I'm unsure what leaving would actually cost.

I have an appointment with the financial-aid office tomorrow and an adviser later in the week. I haven't submitted the withdrawal form. What should I bring and ask so I can compare the actual options, rather than treat 'start again' as if it means the current semester vanishes? Staying enrolled without a workable attendance plan doesn't feel like much of a plan either.

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Your brother's suggestion might be kind, but it leaves out the current account and the route back. Bring your aid offer, charges, disbursement information and course list. Ask the office to explain what each option would mean for your balance and future aid in your circumstances.

[Federal Student Aid](https://studentaid.gov/understand-aid/types/grants) says early withdrawal can require repayment of some or all of a federal grant. That is a possibility, not a calculation of what you owe. Have the office explain the relevant dates and figures rather than estimating from the amount of aid you received.

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