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Should I let my teenager spend all the money he's saved for a controller?

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My son slid $70 across the table and asked me to order the controller he'd wanted for months. My first response was, "You should keep at least half."

He's 14 and gets $14 every two weeks for spending as he chooses. He saved five payments without buying the snacks and game extras he usually asks for. The controller costs exactly $70, and we've checked that it works with his console. It isn't a surprise purchase.

I worry he'll dislike having no spending money until the next allowance. He says that was the whole reason he saved: to buy this thing instead of several smaller things. I realised I'd been praising the growing pile without telling him I expected part of it to remain untouched.

Would you let him buy it, ask him to build a separate cushion first, or offer to cover a small part so he doesn't go back to zero? I want to teach something useful about money without changing the rules at the moment his plan succeeds.

Discussion

3 community replies

He did the thing you asked the allowance to make possible: chose between purchases and waited. If a separate cushion is now important to you, explain that as a new conversation rather than evidence that saving for the controller was incomplete.

The consequence you worry about is two weeks without snack or game-extra money, not an uncovered household bill. Letting him experience that limited wait may be an option you're comfortable with. It doesn't have to be treated as a miniature financial crisis.

Offering part of the price sounds kind, but what lesson would it add here? He may simply want to buy something with money he saved himself. Ask whether your contribution would feel helpful before using it to solve your discomfort with the empty pile.

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