How do I tell my fiancé that 'my debt is sorted' didn't mean it was paid off?

When my fiancé asked about debt, I said, "It's sorted now." I meant I had stopped adding purchases and worked the payments into my budget. I didn't say the card still had a $1,200 balance.

We were discussing what we could contribute to wedding savings each month. I gave a contribution figure after allowing for the card payments, so I haven't promised money I don't have. But his later comment about us starting with no debt made it clear he'd understood my answer differently. I nodded instead of correcting him.

There isn't a shared account paying the balance, and I haven't asked him to clear it. I also don't want those facts to become an excuse for the misleading impression I allowed. I've rehearsed explaining that the payments were budgeted and realised that would still dodge why I let him believe the balance was zero.

How would you reopen the conversation? I can show the balance and the payment amount, but I suspect leading with 'the wedding budget still works' would sound as though I was trying to decide for him which part matters.